199+ tests green· L2 stamps only on real available units (VIN + sticker MSRP match)· A2A / MCP for agents· IOTA Tangle proofs· Voluntary read-only· Teaser on public data now; full stamps post-pilots

Finally, know if this lease is actually good — on real inventory.

Objective Lease Score (CrackScore). Stamped facts. Hidden costs revealed. Connect to dealers who show their actual available units. The Agentic Referee that levels the playing field.

Objective referee — not a broker. We give you the facts; you keep control of the deal.

The black box
⚑ Theoretical VIN? No real availability
⚑ Hidden finance cost buried in the fine print
"How can you be sure you're getting the best deal?"
Example · live stamped L2 from pilot dealers (coming as pilots go live)
Lease Score · Real L2
VIN 1HGBH41JXMN109186
0/100
Lease Score
CrackScore · fairness & value
✓ Real • Available • Verified
◈ IOTA Tangle proof

The problem

Lease shopping is a black box.

Brand-specific structures. Payment-only quotes that bury the real variables. Ads on cars that may not even exist. There's no neutral, objective way to compare fairness or value across OEMs and dealers.

"No more comparing websites, trying to determine which lease is fair…"

Equation confusion

Mileage, term, cap cost, money factor, fees, taxes, residuals — variables popping everywhere, no single answer.

Ghost / theoretical inventory

Ads on cars that may not exist. The L2 gate solves this: a stamp only on a real, available VIN.

$

Hidden finance cost

The real money factor / APR-equivalent is buried. CrackRate reveals it.

Honest dealers can't prove it

Transparent dealers have no neutral, credible way to show they're competitive on actual stock.

2026
off-lease wave hitting — more returns, more confusion, more guessing
0%
of US dealers sit in CA + TX + FL — ~30%+ of lease-proxy volume
$16k–$136k
same opaque equation whether you're shopping an economy car or a flagship

"You deserve the truth on real inventory — before you sit down with sales. Objective facts for leverage. No more traps."

The solution

Decode the equation. Taste the truth. Stamp the facts.

The objective referee that gives you stamped facts on real leases. We boil the whole lease equation down to a single number — your Lease Score (CrackScore 0–100) — plus a plain-language "why," and reveal the hidden finance cost.

🥧 Taste the pie

You don't need the secret recipe to know a pie is good — you taste it. We judge a lease by its overall cost relative to MSRP and the vehicle use you get (your total mileage allowance). Higher value factor = better lease. The exact same objective process for any car.

🔑 Decode to one number

The lease decoder boils every cost into a single Lease Score. Lower overall cost for the value = a better score. No more guessing which lease is fair across brands and dealers.

◈ Stamp the facts

When a score is on a real available unit (VIN + sticker MSRP match) from a pilot dealer, it earns an immutable stamp with IOTA Tangle proof. Anyone — or any agent — can verify it.

Paste an ad or enter your quote The Refereeprovisional now · stamped L2 on pilots Lease Score + "why"tasting vs MSRP & use + hidden rate Proof badge + handoff

The decoder · free teaser

Paste any public lease ad. Get your Lease Score now.

Teaser mode runs on the ads dealers already publish — no DMS, no signup, no PII required. You get a provisional Lease Score and a plain-language "why." A full immutable stamp requires a real available unit from a pilot dealer (coming this quarter).

No PII required for the core score. Teaser uses public ad data only — we don't scrape, we score what you paste.

"Solve the equation for you" — provisional, on public data, today. Live stamped L2 from pilot dealers when available.

Proof — see it before you commit to anything

Don't wait for full L2. See what the free public ad teaser actually delivers today.

Real structure from live teaser reports — same engine your score uses. Provisional only; full immutable stamps require a real available unit from a pilot dealer.

Generated from live public sources · sample set refreshed 2026-06-12
CompetitiveProvisional · public ad only

"2024 sedan lease for $329/mo · 36 months · MSRP $29,610 · $2,999 due at signing · 10,000 mi/yr · plus tax and license."

0/100

Why: Quote-stage provisional — overall cost vs MSRP & use looks competitive, but it needs a real contract to be authoritative.

  • No real VIN in this public ad (theoretical inventory) — link a pilot dealer DMS to stamp the actual available unit on the lot.

Why it matters: a stamped real unit at this payment stands apart from every look-alike ad in the market.

Below marketProvisional · public ad only

"Lease a new 2025 compact SUV — $399 per month / 36 mo · $0 down for qualified buyers · 12,000 miles annually."

0/100

Why: MSRP inferred from ad math, not a sticker — referee score stays provisional until verified.

  • No real VIN in this public ad (theoretical inventory) — link a DMS to stamp the actual available unit.
  • MSRP was inferred from ad math, not a sticker — a DMS feed gives the exact sticker MSRP for a verifiable L2 score.

Why it matters: shoppers and agents discount what they can't verify.

CompetitiveProvisional · public ad only

"Lease a new compact for just $249/mo! See dealer for details. Plus tax."

0/100

Why: "See dealer for details" hides the variables — provisional only on what's actually published.

  • No real VIN in this public ad (theoretical inventory) — link a DMS to stamp the actual available unit.
  • MSRP was inferred from ad math, not a sticker — a DMS feed gives the exact sticker MSRP for a verifiable L2 score.

Why it matters: "see dealer for details" is exactly the fog that agentic buyers will skip past.

Shoppers are running the free teaser on public ads — building the demand that pulls real L2 supply.
Real L2 pilots delivering stamped results this quarter.
Your report will look like this — with your specific ad and the exact upside of real L2 stamped inventory from pilot dealers.

Why shoppers (and honest dealers) win

Truth on real inventory — for both sides of the deal.

Stop guessing. Start with truth.

One objective comparison across any brand or dealer. No more comparing websites trying to determine which lease is fair.

Real inventory, real deals.

Stamped L2 units from actual pilots — no bait-and-switch on ads for cars that may not exist.

Hidden costs, revealed.

CrackRate shows the real finance cost behind the monthly payment.

Agent-ready now. Future-proof for A2A.

Works for you today; your agents can query the referee tomorrow.

Support fair dealers. Your queries and handoffs reward transparency on real stock — honest dealers earn fair profits for showing real value. Negotiate from strength with objective proof in hand. Phase 1 is hybrid: the facts empower you; your dealer still closes the deal.

Why now — the A2A era

Built for agents too. Your agent can call the referee.

Discover our card. Call the referee tools. Get stamped outputs with IOTA provenance. Shopper agents and dealer systems coordinate on the same verifiable facts — no inflation, no fog.

For agents & builders — live thin surfaces (call them directly)

Discover the card

GET /.well-known/agent-card.json

View the live agent card →

Score a lease

POST /mcp/tools/score_lease_quote

Returns a stamped CrackScore (0–100) + IOTA Tangle proof.

Reveal the rate

POST /mcp/tools/rate_lease_quote

CrackRate — the hidden finance cost, distinct from the score.

Understand an ad

POST /mcp/tools/understand_lease_ad

Parses a public lease ad into referee inputs (the teaser path).

Dispatch a task

POST /a2a/task

Agent-to-agent task surface — protocol mcp+a2a+iota-tangle.

Real available units

GET /a2a/dealer/inventory/available

Live stamped L2 from pilot dealers (populates as pilots go live).

Example shopper-agent flow: query prefs → ranked stamped L2 offers + proofs → handoff. Ranked stamped results populate once pilot dealers are live; today the teaser returns provisional scores on public ads.

Built on Grok (xAI) for intelligence · IOTA Tangle for verifiable stamps/proofs · agentic patterns compatible with frontier tools. Phase 1 hybrid — surfaces are for discovery + stamping; human closes are protected.

Dealers & OEMs: link in for visibility and interoperability →

Straight answers

FAQ

Is this just another payment calculator?

No. It's the objective referee on fairness + hidden cost, anchored to real available inventory — not a payment estimator.

Do I still talk to a dealer?

Yes. Phase 1 is hybrid — we give you the objective facts to negotiate with; the dealer still closes the deal. We're a referee, not a broker.

What about my privacy?

Minimal input. No PII is required for the core score. The teaser scores the public ad text you paste — we don't scrape and we don't sell leads.

Does it work on any car?

Yes — the same objective process whether you're shopping a $16k economy car or a $136k flagship. Higher value for the cost = better Lease Score.

When is the full agentic / live L2 experience live?

The free teaser on public ads is live now (provisional). Live stamped L2 from pilot dealers arrives this quarter; full multi-turn agent flows come after the Phase 1 bar.

Will you shop the deal or close it for me?

No. We're not a broker and we don't autonomously close. You get objective facts + an optional handoff; you stay in control.